China-based and expatriate pilots

Expatriate pilots who are flying for airlines in China, Korea and other contract-based employment with airlines listed on this site can apply for TopCover through this website.
Income Protection
The maximum benefit is US$15,000 per month, or 75% of your total gross earnings.
The Benefit Period is 24 mths, or until Age 60, whichever occurs first.
Personal Accident
This is a cash lump sum payment in the event of death or a permanent injury. The maximum benefit is US$500,000.
PIlots may also purchase cover for their spouse and dependent children.
Maximum age is 65 years.
Critical Illness
TopCover Critical Illness is a unique specialist product for pilots. It provides a cash payment upon diagnosis of any one of the named ‘critical’ illnesses. In addition, for pilots, any medical condition that permanently prevents you from flying is also a ‘Critical Illness’ and may also qualify for a benefit payment.
Maximum cover available is US$150,000.
Maximum age is 60 years.
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More Information
TopCover has been providing insurance benefits to pilots in Hong Kong and around the world since 1999. It was designed specifically for pilots, by pilots.
TopCover is a fully regulated, legally binding insurance product, insured with one of the world’s leading insurance companies.
TopCover is the original and best cover available, with a strong record of claims payments and premium stability. Insurance only matter if you need to make a claim. We encourage all pilots to check carefully and then insure themselves with the best product on the market, TopCover – The Insurance for Professional Pilots.